Social Security Disability also known as SSDI is a type of insurance program that provides assistance to people with disabilities. This is federally funded and administered by the U.S. Social Security Administration.
SSDI pays individuals monthly benefits who can no longer work – used to support them and certain family members.. It is part of the Social Security program that also pays retirement benefits.
You must apply online, by phone or in person to see if you qualify or the disability benefits application. Once you complete and submit your application the government will review your paperwork to make sure you meet basic requirements.
Then they will forward your application to the disability determination services office within the state of your residence. The state will then have final say whether you qualify or not.
The Social Security test of disability can be very strict. To be eligible for benefits you must:
Be unable to work due to a medical condition that is expected to last at least one year
Cannot have partial or short-term disability
Must meet criteria for disability insurance
Must be younger than your full retirement age